SMBC Olive Account Referral Program

The referred customer must enter the referral code, open or switch to an Olive account for the first time, and maintain a combined eligible deposit balance of at least ¥10,000 at the end of the month following the contract month. When the conditions are met, both parties normally receive 1,000 V Points. Through August 31, 2026, eligible referrers may receive 3,000 points per referral for up to five referrals, subject to balance and other conditions. This is a referral program and the referrer receives a reward. Official SMBC terms apply.